What would you do when you have RM10 Million?

A few days ago, one of my rich friends ask me, what would I do when I have RM10,000,000. I knew he was testing my mindset. Anyway, earning RM10,000,000 Networth (meaning no Liabilities) is my dream.

Last time I use to think I should be earning RM5,000 per month when I am age 30. Then I realize its really a small dream and its not enough to satisfy my hunger. So now I am targetting Rm10,000 per month, then slowly doubling it every year. :)

Anyway, things are starting to look on track as I have a few passive income and some investment incomes. I am not rich, as I also maintain a very expensive lifestyle and some bad habits. :(

As most of you know, I am currently a Futures Broker at OSK Investment Bank Kuching. I also recommend people to trade Malaysian and Foreign Equity/Stock Markets, Futures and Forex Trading should anyone is interested. So there are a few incomes alone from Trading & Investments.

Another Passive Income I have would be from MJ Life Health Management as I am a Business Development Agent since May 2009, we will be opening a new Branch Office here in Kuching Jalan Song soon. As renovation just started.

I have been trading Stocks & Futures for the last 6 years and enjoyed a very interesting lifestyle. :) Quite happy with what I have learned and achieved. I am more career & lifestyle focused. I wouldn't say I am materialistic, I would prefer the phrase Lifestyle Focused. :)

I am hoping that I can bulit 10 Sources of Self Sustaining Income in years to come. Some from Investment Income, some from Business Income and some from Trading Income. ;p

So what would I do when I have RM10,000,000? I would work out a way for me to earn at least Rm1,000,000 per month. Yes, Rm1 Million per month, then within 2 years after doing that, I wanna earn USD1,000,000 per month. I definitely won't be able to do it alone. I will have a team of smart investors and business group which is smarter and more intelligent than me. If possible, I wanna be a young Warren Buffet.

My Dream Lifestyle, I only need to work perhaps 10 months per year, and Holiday with my loved one and friends at least 2 months a year, annually every year, I been doing that for the pass 5 years and I will continue to do so. Well, even travelling by AirAsia is consider a holiday right? :P

Ok, to cut it short, if I have RM10,000,000. I would invest/trade:

Rm100,000 into KLCI Futures & CPO
RM100,000 into Forex
RM500,000 into KLSE Speculative/BlueChip Stocks
RM2 Million into HKSE/Singapore/US Stocks

RM500,000 into Kuching Properties.
RM1 Million into KL Properties
RM2 Million into International Properties (Singapore/Australia/China)
RM1 Million into Businesses in Malaysia (at least 5 Businesses including construction & food supplying)

RM1 Million as Backup Funds (Medical Funds/Emergency)

RM500,000 to enjoy a great Lifestyle (Holidays/Sports Cars /Branded Goods)

Note: When it comes to Futures & CPO, its speculative trading & position trading. BlueChips are for Capital gains and then keep them as Dividend Incomes if we bought at the low. I like HK Stocks myselfs. Genting Singapore is also not bad. Forex Trading can also be turned into a very lucractive business income that can be transformed into a Million Dollar Business within the next 5 years if you join the right business group.

Businesses in Malaysia would be food supplying, construction and health management where there is huge potential market growth, consumer related.

As for properties, I aim for Rental Income and capital growth instead of the normal buy/sell concept. Rental Income is the best passive income that we can generate easily when we have the knowledge.

This sounds like a very lazy Investment Portfolio right? Well, Imagine if I turn this into a Unit Trust Fund like Bershire Hattaway Fund? A unit trust fund that covers all aspects of Lifestyle, Investment Needs and Diversified? :P

One of My Passion Incomes - MJ Life after 4 months

As most of you would have already probably know. I joined a Interesting Health Management Business a few months ago. The Company is located at IBM Building near 1Utama and just beside TV3 Building. Located on the 2nd Floor at IBM Building, KPMG is also located there.

Anyway, as a proud Business Development Agent of MJ Life. I am happy to share with you that we will be opening a New Branch near Jalan Song in Nov 2009. It will be our East Malaysia Service Center. Helping people to manage their Health thru Prossionalism and Love and Care.

More news to come in the future at this blog.

Anyway, since I joined in May, the returns from my efforts are limitless, I am so happy about it.



This is my June 2009 income which has given me about RM2175.60.


My MJ Life income for July is about RM933.50. Reason? I was away for a two weeks holiday in China but life is still great :P Those of you who know me personally would agree I enjoy life to the max.



For the month of August, I got a group growing in KL, Kuching and Sibu, and life things are getting very interesting. My team members also earns quite RM1000 plus. My Team Leader for that month earned about RM30,000 as she got about 50 Business Agents under her group currently.

Aztech 3.5G Mobile Wifi Modem

Imagine we are attending a Forex or Futures Trading Seminar and the Hotel Wireless network sucks and you keep getting disconnected. And you forgot to bring your Celcom 3G Mobile Modem but the guy sitting next to you remembered. That feeling is very helpless right?

Well fear no more, introducing the new Aztech 4 Port Wireless-N Router (N meaning VERY VERY Wide Network Range) plus HSPA 3.5G Support for 3G Mobile Broadband.

For the Retail price of Rm259, you can have your own 3G Mobile Wireless Network on the go, one that allows you to share with people that doesn't have 3G Mobile USB Modems.



I just can't wait to plug this into my 3G Network and try it out, it also supports Network Printer and USB Network Storage, a very cool and smart design I should say.

Hope the next one comes with at least 3 USB Ports and also has a building ADSL Modem, then it would be perfect.



So this is the list of things I am going to bring when I go travelling, yeah I know I am nuts, bringing my own Wireless Modem, but sometimes when there is an Emergency, we just need it.

Imagine, I got 3 Nokia Handphones, 1 is which is a Nokia 6300 for Smsing. 2 of them which is 3.5G Handphones Nokia 6120 Classic and Nokia 5320 Xpress Music. Plus my always problem solving Apacer 16GB USB Thumb Drive. Yeah, I am a certified Tech Geek.

Just too bad, I haven't been able to convience myself to buy a New Apple iPhone 3GS, Nokia N97 and the new SmartPDA HTC Diamond2 (I use it to trade Forex Mobile). Samsung Jet will be most likely the next on my list. Yeah, definitely I am a tech geek.

Gone in 60 Seconds.

One thing I hate about Kuching is that, its so unsafe to park our car in Broad Day Light even at OSK Investment Bank Kuching here.

My colleagues car Side Window was just smashed by a Malay about an hour ago. Luckily another colleague saw the guy smashing the window before he could steal the Car CD Player, and what was ridiculous was that it was parked right in front of OSK Car Park here and the CD Player was just a China Made Player.

It really disturbs me that even when we are rich and wealthy, we don't feel safe to drive our dream car here in Kuching. :( Thief Rates are especially high near Festive Seasons.

The Local Authorities should really do more to keep our city more clean and safe.

The Biker ran off quick when he saw one of my colleagues walking out of the building. Gone in Sixty Seconds. From now on, better just employ driver to pick us when we go and get off from work. Like those Tycoons in Singapore & Hong Kong. Luxurious Car also no use here.

Gossip Girl Season 3 is back!

I am so happy that Gossip Girl Season 3 is back.. And my Favourite Chuck Bass and Blair is up to their usual Sleezy Games of Seduction again. Man I am so happy finally its back. Do take note that

Seduced By Wealth. Joanna Garcia from "Prilvilged" will be joining Season 3, I love her character. What a hot chick :)

Catch it on PPStream or Download it from MiniNova.com :p

Season Three: 2009-2010

The CW has renewed Gossip Girl for a third season,^[1] which will start airing on September 14, 2009. The cast began filming on June 29, 2009 in New York City. Hilary Duff has confirmed that she will be joining the show for a multi-episode guest arc in this season as Olivia Burke, a famous movie star who wants a normal college experience.This character was inspired by real life actress Emma Watson's decision to attend college. ^[8]Joanna García has confirmed that she will also be joining the show for the first four episodes as Bree Buckley, an "evil Miss America type" from a rival Texas family who have a lot of beef with the Archibalds - she will serve as love interest for Nate.^[9] America's Next Top Model boss Tyra Banks has been confirmed to appear in the fourth episode as Ursula Nyquist, a larger than life actress, who'll work with Serena. Also appearing in this episode is Sonya Harum an up and coming actress and designers Tory Burch and Georgina Chapman.^[10] Music group Sonic Youth will make a guest appearance in the show's fifth episode playing an acoustic version of their song "Starpower". This episode is a "big event" involving Rufus and Lilly.^[11] Gina Torres has been cast in a recurring role as Vanessa's mother, Gabriela Abrams.^[12]. The season 3 premiere had 2.55 million viewers, the lowest so far for a season premiere.

Temptations From KL & Kuching.

Going to KL is always a very wonderfull Food Experience for me. Especially when I get to eat Japanese Food, enjoy the Donuts and the roadside Mamak Stalls.

Sometimes I just really wished I had the $ to buy a Condo at Damansara and a nice car to drive at KL. :)



But with my busy work schedule lately. it won't be so much chance of me to go to KL so often as whenever the market is trading, I have to monitor my investment position.. In a way, I am tied to my job.

But life in Kuching is improving, over the two years, we have got Spring, Boulevard and more varieties of Fast Food & Retail Outlets coming into Kuching.

Sushi King, Secret Recipe, Kenny Rogers & etc. I think besides the Massage center being the most popular business in Kuching, Food Business would be second most popular business in Kuching.

Went to Frenz & Family at Jalan Song on Saturday night and enjoyed the Chicken Chop and the Cabonara there.. really love it. However, I recommend the Black Pepper Sauce instead of the Brown Sauce (not much taste).



I asked a Sibu friend of mine, which one would she prefer if she loved Donut or Cheese Cake, she said she wants them both! So in the interest of keeping a good friendship, I asked a fellow colleague to hand carry 6 slices of Delicious Creamy Sweet Six Secret Recipe Cheese Cakes to Sibu. Hand Delivered by Mas :P



Personally I am scared of Cheese cakes coz I think its more fattening than Donuts :) Anyway, gain 1.2kg during this trip. on a fasting diet now to reduce it to the pre-KL trip Weight. I am about 20kg from my ideal weight :) And yes, I am Slightly Overweight. :P

Sweet, Juicy, Melting Delicious J.Co Donuts

I am now at Pavillion KL enjoying J.Co Donut :P Will be going to LCCT Later. Back to nice old cozy Kuching where I can sleep in my own King Size Bed :P



This Meal will slow down my 60kg Diet for a few days, but now I don't care about my diet for the next 30 mins. Coz its only once a while I come to eat my favourite J.Co Donut here at Pavillion, Surrounded by Hot Creamy Chicks and Foods. Enjoying Nice R&B Music and cozy aircond. Watching ppl using LV and Gucci and Prada :)



While I am here online doing blogging and trading the Futures & Forex Market. hahaha. Who says you can't eat Donut while you work?



Can you picture a lay back chubby guy like me carry 4 boxes of J.Co Donuts rushing to board a plane at LCCT? We were the last 2 person to board the plane and there wasn't much space for us to put our luggage, during the whole flight, I have to hold on to that 4 Dozen Doughnut with just one hand. We were practically laughing all the way on the flight thinking what we were going to do with 4 Dozens of J.Co Donut if we had miss our flight.



I just can't picture myself if I had to eat 4 Dozen of J.Co Sweet & Juicy Donuts if we really miss the plane :)

The Moral of the Story: Always use Web Check In! Don't use Mobile Check in coz sometimes the system don't sent you the Check in Code thru Sms!